Banesco USA showcased impressive growth in the fourth quarter of 2023, with its total assets soaring to $3.8 billion, marking a significant 27% increase over the year. The bank’s annual net income reached $25.3 million, fueled by robust gains in both loans and customer deposits, which rose by 23% and 24% respectively. This growth was particularly notable in its commercial banking sector, serving businesses in South Florida and Puerto Rico.

Calixto García-Vélez, Banesco USA’s CEO, highlighted the bank’s investment in state-of-the-art technology and banking talent to broaden its offerings and reach. Looking ahead to 2024, Banesco USA plans to open new branches in strategic locations and expand its divisions, including Business & Professional, Residential Mortgages, and Commercial & Industrial. Additionally, the bank is set to introduce Banesco Select, a service tailored for high-net-worth clients in its primary markets.

In Puerto Rico, the bank witnessed remarkable growth, with a 30% increase in loans and a staggering 93% rise in deposits in 2023 compared to the previous year. Maritza Abadía, Banesco’s Puerto Rico country manager, attributed this success to the bank’s commitment to understanding and serving its customers’ needs.

Despite challenges such as rising interest rates and market volatility, Banesco USA achieved its growth targets in the final quarter of 2023. The bank’s expansion reflects the dynamic business activities in South Florida and the ongoing economic development in Puerto Rico.

Moving forward, Banesco USA is dedicated to reaching its strategic goals and providing innovative financial solutions. This includes enhancing value propositions for different client segments, improving core customer processes, and expanding digital services, underscoring the bank’s commitment to innovation, customer satisfaction, and community involvement.


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